You fell down a broken marble staircase in your Bronx walk-up and tore your knee apart. Your orthopedic surgeon repaired the torn meniscus and ligament, guided you through months of physical therapy, and told you plainly that you'll need a total knee replacement before you turn fifty. Then the insurance company's doctor examined you for nine minutes and wrote a report saying you're fine. At trial, the jury has to pick a side. This post explains why treating physician testimon