The settlement papers are finally signed. After two years of litigation over the crash on the Van Wyck Expressway that killed your father, the trucking company's insurer has agreed to pay $2 million. Then your lawyer says something that surprises everyone at the table: the money doesn't simply go to the family, and it doesn't follow the will. A New York wrongful death settlement is divided under its own set of rules, and those rules often produce results no one in the family